Quicklink is committed to complying with applicable laws and regulations relating to the prevention of money laundering (AML) and the financing of terrorism. To ensure the safety, integrity, and trustworthiness of our platform, we require all users to undergo a Know Your Customer (KYC) and Customer Due Diligence (CDD) process. This policy outlines the procedures for verifying the identity of our users and ensuring that we are not facilitating illicit activities.

1. Purpose of KYC / CDD

The purpose of our KYC and CDD policy is to:

• Confirm the identity of our users.
• Assess and monitor potential risks related to customer activities.
• Ensure compliance with anti-money laundering (AML) and counter-terrorism financing (CTF) regulations.
• Protect Quicklink and our users from fraudulent activities.

2. KYC / CDD Requirements

As part of the KYC process, Quicklink may require users to provide certain personal and business information. These may include but are not limited to:

• For Individuals:
  • Full name, date of birth, nationality.
  • Government-issued identification (e.g., passport, national ID card, driver’s license).
  • Proof of address (e.g., utility bill, bank statement).
  • Contact information (e.g., phone number, email address).
• For Businesses/Organizations:
  • Business name, registration number, and registration details.
  • Identification of beneficial owners and authorized signatories.
  • Business address and contact details.
  • Articles of incorporation, business license, or other government-issued documents.

Users are required to submit accurate and valid documents during the verification process. Quicklink reserves the right to request additional documentation as deemed necessary.

3. Verification Process

Once a user provides the necessary documentation, Quicklink will perform the following steps:

• Document Review: We will review submitted documents for authenticity and compliance with our verification requirements.
• Identity Verification: We may verify the identity of users through various means, including third-party verification services.
• Ongoing Monitoring: Quicklink reserves the right to periodically review the status of user accounts to ensure compliance with this policy and relevant regulations.

If any discrepancies or issues arise during the verification process, Quicklink may request additional information or clarification.

4. Risk Assessment

Quicklink evaluates the risk associated with each customer based on the following factors:

• Geographic location (e.g., high-risk countries or regions).
• Type of services requested by the customer.
• Customer’s financial profile and transaction behavior.

If the risk level is deemed high, Quicklink may impose additional verification measures or restrict certain services until the necessary information is provided and verified.

5. Record Keeping

Quicklink will maintain accurate and up-to-date records of all KYC and CDD procedures, including documents and information submitted by customers, for a period of [insert number] years or as required by law.

6. Data Privacy and Protection

All personal and business data collected during the KYC/CDD process will be stored securely and handled in accordance with our Privacy Policy. We will ensure that your information is not shared with unauthorized third parties, except as required by law.

7. Non-Compliance and Account Termination

Quicklink reserves the right to suspend or terminate accounts if users fail to provide accurate or valid information, or if there is reasonable suspicion of fraudulent or illicit activities. We also reserve the right to report suspicious activity to relevant authorities in compliance with applicable laws.

8. Updates and Amendments

Quicklink may update this KYC / CDD policy as necessary to remain compliant with evolving laws and regulations. Any changes will be communicated to users via email or through notifications on the platform.

9. Contact Us

For more information about our KYC / CDD policy or if you have any questions, please contact us at:

• Email: contactus@quicklink.ng
• Phone: 234 810 0398 516
  By using Quicklink, you acknowledge and agree to the terms of this KYC / CDD policy and consent to the verification processes outlined above. Thank you for your cooperation in helping us maintain a secure and compliant platform.